Central State Bank

Our Routing Number: 081221235
Our Routing Number: 081221235
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“We’re Central To Your Banking Needs.”

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Online Banking Login

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Deposit Accounts

Deposit Accounts

Checking

Elevate Your Checking Experience

Step up your checking experience! Select the account that is best for YOU and see all of the benefits that come with a Central State Bank checking account!

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Passbook Savings

Rock Your Savings Account

  • Interest Bearing Account
  • $50.00 minimum opening deposit.
  • Six (6) withdrawal limit for each qualifying monthly cycle. $0.50 per item service charge in excess of the limit.
  • Must maintain $50.00 balance or will be subject to a monthly service charge.

Christmas Club Account

Are you looking for a better way to save for the holiday gift giving season? We have just the solution for you! Open a Christmas Club account with us today. With a variety of deposit options available, it’s easy to start saving. As an added bonus, at the end of the club account period (49 weeks) you will receive a one-time contribution to your account up to $75.00. Nothing says Merry Christmas like free money! Call your local branch and speak to a customer service representative today.

IRAs

Individual Retirement Accounts

Central State Bank offers both Traditional and Roth IRA’s with terms of 12 to 60 months.

  • Funds become available starting at age 59 ½
  • Contributions may be tax deductible*
  • Offering Both Traditional and Roth
  • Terms from 12 months to 60 months

Learn More

Certificate of Deposit

Investment Plans With Flexible Rates and Maturities

Looking to earn a little more return on your savings? Whether you are looking for a short term investment or long term investment, we’ve got you covered. Check out our competitive rates on terms from 3 months – 60 months. Come see us to start your investing relationship today!

Money Market

A Safe and Convenient Way To Earn Interest

  • Interest Bearing Account (Tiered)
  • $2,500.00 minimum opening deposit.
  •  Average daily balance of $2,500.00 to obtain the APY and avoid the $5.00 monthly service fee.
  • Withdrawal limit of 6 per month cycle. Service Charge of $0.50 per item in excess of 6.

*Consult your tax advisor

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