Central State Bank

Our Routing Number: 081221235
Our Routing Number: 081221235
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“We’re Central To Your Banking Needs.”

Online Banking Login

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Online Banking Login

Enroll now · Forgot Password? · Trouble Logging In?

Checking Accounts

Checking Accounts

01: Regular Checking

  • NON-Interest Bearing Account
  • Minimum deposit of $100.00 to open the account.
  • There is no minimum balance required after opening.

02: NOW Account

  • Interest Bearing Account
  • Minimum deposit of $1,000.00 to open the account.
  • Average daily balance of $1,000.00 to obtain the APY and avoid the $5.00 monthly service fee.

01: REWARDS Checking

  • Interest Bearing Account (Tiered)
  • $1,000.00 minimum opening deposit.
  • Average daily balance of $1,000.00 to obtain the APY.
  • At least one ACH Direct Deposit.
  • Be enrolled in Online Banking and e-Statements.
  • At least 10 debit card transactions during the qualification cycle for the month. (Excludes ATM withdrawals)
  • Nationwide ATM fee refunds (Up to $20.00)

* Consult your tax advisor

Checking Account Benefits:

Instant Issue Debit Cards

Have you lost your debit card? Are you a victim of fraud? We have an option for you to get a replacement debit card faster than the average 7 – 10 business days. For a small fee, we can print you an instant debit card to have same day, or in some cases, next day. Call your local branch for details today.

Card Valet

What is better than having control of your debit card in your hands? With CardValet you have the ability to set limits on purchases, alerts for transactions over a certain amount, place a hold on your card and so much more. Download the app today and get started. Need assistance? Call your local branch today!

Online Banking & Bill Pay

Making banking easier for our customers one click at a time.

  • Free Bill Pay Service
  • e-Statements
  • Alerts
  • Instant Transfers
  • Mobile Check Deposit
  • Image Viewing

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